Pursuing compensation after a car accident can be a time-consuming process. Your claim could take months or even a year or more to settle.
Understandably, you might assume that the settlement check for a car accident is mailed immediately. However, that is not how things work.
How Long Does It Take to Get a Settlement Check from a Car Accident?
Unfortunately, the timeline to receive a car accident settlement check varies from case to case.
Insurance companies must adhere to strict guidelines and claims practices, so there is no benefit for them to delay sending the check.
However, certain things must happen before the insurance company sends your settlement check. Here is a look at what happens once your case resolves.
You Must Sign a Release Form
Before the insurance company issues a check, you must sign a release of all claims and mail it back.
If you didn’t have a lawyer representing you throughout the claims process, you should have a lawyer review the release of claims and determine whether the settlement is fair.
Some insurance companies deliberately make the release more convoluted than it needs to be. You should always review it with a lawyer to understand the settlement terms.
Once you sign the release, you cannot come back and ask for more money should you need additional treatment.
Check Is Sent to Your Attorney
The settlement check timeline in California differs if you have a car accident lawyer representing you.
The insurance company will send the settlement check to your lawyer, who deposits it in an escrow account first. They must handle any obligations and take their legal fees before releasing any money.
Paying Off Outstanding Liens
Before receiving your check, the insurance company or your lawyer must first pay any outstanding liens.
Typical liens include unpaid medical bills and reimbursement owed to your health insurance company, Medicaid, or Medicare.
Many people do not realize that they must also address another financial obligation—outstanding child support. The insurance company must pay the required amount if you have unpaid child support obligations.
Receiving Your Settlement Check
Once all legal obligations are resolved and your attorney takes their fees (if applicable), you should receive the settlement check for your car accident.
In a simple case with no liens or child support obligations, you might have your check within 7-10 days after the adjuster receives the signed release.
Insurance companies want to close their case files, so most claims adjusters are quick about sending a check.
Contact a Los Angeles Car Accident Lawyer
We have years of experience assisting injured victims in resolving their car accident claims as quickly as possible while protecting their rights.
No one wants to get through the entire settlement process only to find out they were taken advantage of by the insurance company.
Schedule an initial consultation with our skilled team. We can help you through the complex legal process so you can resolve your case sooner than if you tried to handle it independently.
Disclaimer: This content should not be construed as legal advice.