When you’re injured in an accident caused by a State Farm policyholder, you need to know the State Farm insurance claim time limit in California.
You must file the claim within this limit if you want to recover compensation for your injuries.
California is an at-fault state, so you have the right to seek compensation.
Understandably, you might wonder what the State Farm insurance claim time limit is.
State Farm doesn’t have a specific deadline for third-party injury claims, but your report should be timely.
If State Farm is not your carrier, you might not have a specific claim deadline.
However, your own insurance company might require you to report your loss within a certain amount of time.
Some policies give you 72 hours but check with your insurance company to confirm how much time you have.
It’s important to note that any filing deadlines with State Farm are separate from the statute of limitations that dictates how long you have to file a lawsuit.
Filing Your State Farm Accident Report
You should file your State Farm accident report as soon as possible and report your claim if a State Farm insured driver caused your injuries.
You can start the process by calling State Farm’s claims phone number at 800-SF-CLAIM or 800-732-5246.
Someone will be available to take your State Farm accident report 24/7. Before reporting the claim, ensure you have as much information as possible about the accident.
This information includes the following:
- Policyholder’s name and policy number;
- Date, time, and location of the accident;
- Make and model of the vehicle;
- Police report number; and
- License plate number of the vehicle.
If you don’t have all the listed information, you can still report the accident with the information you do have.
When processing a claim with State Farm, the duration for review can differ. While some cases conclude swiftly within weeks, others may require a longer timeframe, sometimes spanning three to six months before a resolution is reached.
State Farm typically maintains records of accidents on your insurance policy for a duration of 3 years. However, the impact of an accident on your rates may not last for the entire duration.
What To Say When Calling the State Farm Accident Phone Number
You must be cautious when you call the state farm accident phone number and speak with the assigned insurance adjuster.
The claims representative is looking for anything they can use against you in their investigation. They will lead you to believe they are on your side, but they aren’t. The adjuster will ask you to give a recorded statement.
You should not give a recorded statement without first speaking with a California car accident lawyer.
Never admit you were at fault when speaking with the adjuster. You might reveal something inadvertently, so watching what you say is crucial.
Even mentioning that you didn’t see the other driver coming before they hit you can help an adjuster argue you were partially to blame for the accident.
The important thing to remember is that you shouldn’t say more than what is asked. Don’t speculate on how you believe the accident occurred.
Just state the facts as you remember them. Short and succinct answers are always best.
If the adjuster extends an initial settlement offer, consider not accepting that offer. The first offer is almost always for far less than your case is worth.
If the adjuster wants you to sign legal documents, it would be best to have an attorney review those documents.
Contact a California Car Accident Lawyer from the Weinberg Law Offices
While there’s no State Farm insurance claim time limit, it’s important to report the accident as quickly as possible and then call a California car accident lawyer at Weinberg Law Offices for assistance.
Our legal team can help you pursue the compensation you deserve after a State Farm insured driver causes an accident.
Our lawyers know how to protect your rights and can help you manage the claims process so that you don’t inadvertently jeopardize your potential settlement.
Contact our office today to schedule a free consultation to learn how we can assist you.
Disclaimer: This content should not be construed as legal advice.
As a personal injury attorney, my mantra is that there is no such thing as a “small case”. I will give 100% matter how big or small a case may be. I am fluent in English, Hebrew, and Spanish, languages which I use regularly in my practice.
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