| Read Time: 3 minutes | Auto Accidents

Filing an insurance claim is frustrating, no matter who the carrier is.

To protect your rights, you must follow the correct procedures especially the USAA auto insurance claim time limit.

Otherwise, your claim might be delayed or denied outright.

If the other driver is at fault and has USAA insurance, you need to file a USAA auto insurance claim.

If USAA isn’t your insurance company, there might not be a USAA auto insurance claim time limit that applies to you. However, you should file immediately, as your policy might have a time limit. 

Many insurance companies require you to file a claim within 72 hours of an accident. USAA car insurance requires claims to be filed promptly after an accident. Unlike many insurers who allow 30 days, USAA sets a shorter window of 72 hours from the accident date for claim submission.

Remember, any USAA claim reporting deadlines are separate from state deadlines, such as the statute of limitations.

If you have problems with USAA filing a claim for a car accident, contact the car accident lawyers at Weinberg Law Offices for assistance. 

Information Needed for Filing a Claim with USAA 

Is the other driver insured with USAA? File a USAA auto claim to start the claims process to seek reimbursement for your injuries.

Before contacting USAA, make sure you have all the pertinent information the person on the phone will ask for.

You will want to have the following information:  

  • Accident date and location,
  • USAA policyholder’s last name and policy number,
  • Make and model of the vehicle involved,
  • License plate number of the USAA-insured vehicle,
  • A description of what happened in the accident, and
  • Police report number. 

Try to obtain as much information as possible before starting the claim process; our California car accident guide can help.

However, do not forego filing within the USAA auto insurance claim time limit just because you don’t have all of the information you might need. You can get more details after you contact USAA. 

Watch What You Say to the USAA Auto Insurance Claim Adjuster 

After you file a claim, the assigned auto insurance claim adjuster for the other driver will call you to discuss the accident.

Despite what they lead you to believe, the other driver’s insurance adjuster is not on your side. Their goal is to save money for the insurance company.

The adjuster might try to befriend you or try to get you to say things they can use to deny your claim.  

Do not admit fault or say anything that could imply you were partially to blame for the accident. Even saying you didn’t see the other driver before they hit you can be used against you by the insurance company.

For example, if you say you didn’t see the other driver, the adjuster will claim you were distracted or that you could’ve taken evasive action to prevent the crash. 

The claims adjuster will also try to convince you to give a recorded statement. Do not agree to a recorded statement without a Los Angeles car accident lawyer representing you. 

If the adjuster offers you money early on, be wary. It’s common for adjusters to extend a lowball offer to try and resolve the case for less than it’s worth.

It is best to speak with a lawyer before accepting a settlement offer or signing any legal documents like a release of all claims.

Contact a Los Angeles Car Accident Lawyer 

If you are having issues filing an auto insurance claim and are worried about the USAA auto insurance claim time limit, contact Weinberg Law Offices.

Our car accident attorneys have years of experience assisting injured victims file insurance claims for compensation. Please speak with a Los Angeles car accident lawyer at our firm who can help you with the claims filing process.

Our legal team will be there every step of the way to help you pursue the compensation you deserve.

Contact us today to schedule a free consultation. 

Disclaimer: This content should not be construed as legal advice.

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As a personal injury attorney, my mantra is that there is no such thing as a “small case”. I will give 100% matter how big or small a case may be. I am fluent in English, Hebrew, and Spanish, languages which I use regularly in my practice.

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